Wednesday, October 24, 2012

Be A Successful Learner With Online Tutoring

By hopping on over calculus best helper site, you will be only one step closer to be a successful learner. Being a student or learner is kind of overwhelming. There are many things to do such as going to school, taking examinations, taking daily quiz, and finishing a lot of homework. Otherwise, there is a simple solution for everyone who desires to be a successful learning. The solution is getting online tutoring.
          You can get a professional and trained person to be your online tutor. For example, when you have lots of difficulties in learning calculus, you can find an online tutor who has a great understanding of calculus. By getting online tutoring, you can keep in touch with the online tutor at any time. What is more, there is a one-to-one approach implemented. So, the online tutor will give the right solutions for your specified problems. In addition, the online tutor will give you smart shortcuts to solve problems in a shorter time and much easier. Being a successful learner may require a lot of efforts. However, by learning with an online tutor, it is plausible that you can be a successful learner much easier and with no despair as well.

Sunday, October 7, 2012

Dou you need fast and easy loan? Online Payday Loan will give the solution


Many years recently, we have served thousands of customers with the best payday loan. By using online payday loan, you will save your time and energy by not visiting a payday loan store in your area. You can get your loan easily in your home at any time. In addition, a payday loans will help you to solve our financial matters, for example you do need money for paying hospital cost, house repairing, and other family matters.
It is very easy to get online payday loan. First of all, you must be 18 years old at least and having regular income of $1,000 or more per month. The next important is you must have a bank account in order to get approved. If the whole requirement can be complete, you are deserved on achieving up to $1,500 in online payday loan.
Next, the approval process is very fast since your personal data and personal history can be verified rapidly using online computerized system. Thus, you do not need to wait in line. Besides, the service is totally free. The total costs for you loan will be explained in your loan quote. Generally, these costs are the interest you are going to pay involving the loan. We will guarantee to keep you data well. So it can maintain your privacy. Please contact us for detail.

Saturday, October 6, 2012

Financial Management And A Payday Loan


We are suggested to not take an online payday loan in a hurry. There might be several things we should consider such as the urgency, the amount of money we need, and the financial management. It is true that sometimes we cannot predict any unexpected things happen in our life including any bankruptcy or financial crush. Taking a payday loan can be a solution when we need emergency cash in a short time. Otherwise, we should make sure that taking a payday loan will help us stabilize our financial conditions.
When we are at a situation which urges us to get additional income to cover, as an example, our children’s school fees, we need to analyze whether we can come up with several alternatives. The alternatives may not only taking a payday loan but also taking money from our saving and borrowing money from our relatives. We should notice that when we decide to get a payday loan, we will be urged to be ready to repay the loan based on the agreement. The rates of interest of a payday loan are quite high. So, we should carefully make a decision whether a payday loan can be a solution or a new problem.

What makes auto insurance resource is helpful


Do you want to select auto insurance, yet you have some difficulties to do so? If this is your problem, you can go online and use your internet connection. Yes, internet is very helpful for doing this thing. You can gather information from the internet. In order to select the best quotes of auto insurance, you need to compare two or more insurance providers. Unfortunately, you will need much time if you do manually. Nowadays, car insurance rate is available as the online resource for auto insurance. There, you can get the complete information related to particular auto insurance. Furthermore, you can compare some providers before you choose one of them.
You can get many benefits from this online resource. First of all, you will not spend too much time to gather information because all information is available in just one site. You can get the company reviews, claims help, vehicle purchasing advice, policies, coverage, and many more. Secondly, you will not be overwhelmed and overtired because you can go online anytime you have spare time. Not to mention, it is also possible for you to get free with no obligation quotes. Simply, by clicking the links shown on the site and follow the instruction, you can get them all.

Monday, August 20, 2012

College Graduation Announcements for Announcing a School Graduate


College Graduation Announcements for Graduates of Higher Learning
When it comes to college graduation announcements, the ones who get the most nervous are the parents or other loved ones who are buying and sending the stationery cards. Everyone knows how important this day is, which is one of the many reasons they don't want anything to go wrong, including the announcement wordings printed on the stationary.
While some shoppers express concern about the sample wordings on the cards offered online, they can relax and add their own. By shopping with a few of the better know and more established e-commerce sites, you will have the option of choosing and adding your very own graduation announcement wording. These websites' special features enable you to add any words, sayings, or verses you want using their large sample wordings from their database, all free of charge. But, getting help with the wording is only one of the benefits of choosing to shop online for your announcement needs.
Affordable College Graduation Announcements
Even though the announcement is a big deal, the party and ceremony are more important. The gifts are probably even more so, at least in the mind of the graduate. Keeping the costs of the card in check should be a top priority. The best way to do that is to shop wisely online and look for those websites that offer discounted prices, 10 free cards, free shipping and those type promos. With bargains like these you'll save on your college graduation announcement, and that savings can be spent for other things.
Help with Graduation Announcement Wording
There are shoppes that do lots more than simply letting you choose your own announcement words. They go one step further and offer you assistance in choosing the best wordings for your special occasion. Visitors can easily access these samples and review the options, choosing the one you like the best to have printed on the stationery of your choice. Or, you can also use the examples as inspiration for your own message since sometimes that's all it takes to brainstorm a great idea.
Celebrating with Graduation College Announcements
College graduation is one of the proudest moments for the graduate and for his parents. After all, this leap forward is taking the student one step closer to the successful life his parents dreamed of for him. It is widely believed that this degree will take the grad further in life. Loved ones hunting for the perfect announcements can find them online among the huge selection of possibilities available. Not only are the selections impressive, but you'll find totally creative and exclusive design unavailable from those vendors selling to grads through the school.
Showing pride in a happy graduate is important and picking the right affordable college graduation announcements is one way to show exactly that.

Monday, August 13, 2012

Getting Admission in the Best Management College for PGDM


Getting admission in the Best Management College for PGDM can be difficult as there are several parameters involved which need to be cleared. Having good grades is not the only required criteria, it is also important that you have good knowledge about the industry in which you plan to make your career. This is one of the required steps which should be checked before attending any entrance exam or the personal interview which is present at the time of admission. Every institute wants to have that perfect candidate who knows what he/she wants from PGDM. Most of the students are blank in regards to their career even after the first semester of the course. This should not happen when you are investing time and money in PGDM which is going to shape up your life.
This article will broadly talk on such parameters which require not only the aptitude to crack the test but also intelligence on clearing the interview, adhere to these guidelines and you will get admission in the Best Management College for PGDM.
  • Keep yourself updated with information on current topics, there is lot to read in the newspaper apart from movie schedules. This is where your mind will start chunking data in short paragraphs. Keep reading on daily basis; ensure to make it a habit to check the newspaper every morning.

  • Make bold use of the internet which is filled with knowledge. With the use of several websites you can even complete a short term course that will add weight to your career line. The internet is the junkyard of knowledge; you can Google absolutely anything when it comes to data on topics.

  • Attend mock interviews which will give you an insight about the real one. Make sure you know the typical pattern used during interviews. Expect these questions to come in different manner but having the same answer.

  • Ask your friends to accompany you during such interviews, if possible gain feedback from them, and understand what the feedback says. This is one of the preferred ways to understand where you are heading when it comes to such instances.

  • Read as many books as you can and update yourself with scenarios that are taking place in the world, every novel or magazine you read has a typical trend which should be known.

Sunday, August 5, 2012

4 Tips to Increase Your Grade Point Average in College


Are you a college student tired of failing classes? Is your grade point average descreasing? College students are notorious for getting behind in their course work which results in them having to drop classes. The sad part is that those students lose their financial aid. Not only that but failing a class take an emotional toll on a person.
A student can go through a whole semester only to fail and have to retake the class again. If you are a first year student or maybe still in high school, the next few paragraphs can change how to take classes.
Here are 4 proven steps you can take today to increase your grade point average:
  • Attend all your classes - This is a given but we all know that there will come a day when you want to stay in bed or ditch class to do something not as important. If you want to improve as a student you must absorb as much knowledge from textbooks and professors as possible.

  • Get your ducks in a row - Start the school year with a planner and write in all the important dates from your syllabus onto that planner. Put those dates down with red ink and take them seriously. Getting organized will not only help your grades but you will feel more relaxed putting you in control of your studies.

  • Get o know your professors - I would ask for a practice test so you can get to know their learning style. Ask your professors questions that will engage them to talk about insider knowledge. The best questions you can ask are those that you do not have the answer to.

  • Time is of the essence - Seems like college students are used to pulling all-nighters when it comes to studying for a test or writing a research paper. Use your time wisely and get ahead of the class by starting your assignment early in the semester.

Sunday, July 29, 2012

Different Types of College Scholarships in Utah


Figuring out what to do after high school is an intimidating endeavor. For most, college is the way, but many must figure out how they are going to pay for it first.There are multiple different ways to pay for college, especially here in Utah. Even if a long drawn out career isn't in order, you can still get a technical degree at a Utah college and be extremely successful.
Technical degrees from colleges in Utah are great ways to start making a living in a hard economy as their success rates are always high. Paying for a Utah college can seem stiff ticket, but there are scholarships for essentially anything you can think of. The most common of them are scholarships for good students, scholarships for technical, research, undergraduate, doctoral, masters, pretty much anything. Here are some of Utah's most sought after college scholarships.
The Utah State Board of Regents' College Scholarship 
This scholarship is for Utah college bound high schoolers. The base of the scholarship is $1,000 and must have scored at least a 26 on the ACT and have a high school accumulative GPA of at least 3.5.

The Centennial Scholarship 
Of all the college scholarships in Utah, this is one of the more coveted. It works slightly different than a typical scholarship as it gives $250 for each quarter a high school student graduates early. If they graduate four quarters early at a Utah school and head off to college a year early, they earn $1,000. Eight quarters and that number doubles.

The New Century Scholarship Program 
In 1999, the Utah Legislature created this scholarship to provide monetary funds for college for Utah residential students. The program gives help to students who complete the curriculum suggested by the Utah System of Higher Education in math and science by Sept. 1 of that academic year with a 3.0 cumulative GPA. They also give consideration to those with an Associates degree in the same subjects at a Utah college.

The T.H. Bell Incentive Loan Program, or TILP 
This program is one of the only scholarship programs in Utah for a graduate college education that gives it's recipients full tuition and fees for completion of their education. It is given in conjunction with Utah's preparation program for teachers. This isn't a bona fide scholarship, but rather a teacher enters an agreement with Utah to teach after college in a Utah school once a certificate is obtained. The program tends to favor] Utah College students who are pursuing degrees in special education, math and science.

Monday, July 23, 2012

Four Key Concepts of Accounting


Accounting is no easy job. It requires a mind for pure numbers and calculations with a sense for the world of business. Whether an accountant is employed within a single company, or acts as an intermediary for an entire industry, there are many factors which the accountant must master in terms of translating numbers, figures, assets and flows from one recognizable set of data to the next. How does one translate sales of manufactured products and intangible services? How is a company's competitive edge measured in terms of employee expertise or speculative markets? How are financial standings understood regarding money earned and money owed? These are just some of the questions an accountant must be ready to answer.
There are several key concepts that are integral to the education of an accountant. These are:
- Revenue Recognition
- Fixed Assets
- Intangible Assets
- Goodwill
These concepts are inter-related in sometimes complex ways; sometimes these concepts overlap and sometimes they stand in contrast with one another. There are several published guidelines the accountant must be familiar with that sets standards and principles for defining these concepts, such as the GAAP (Generally Accepted Accounting Principles) and the IFRS (International Financial Reporting Standards). A thorough accounting program will ensure the future accountant is very familiar these standards and principles regulate how these four concepts function on a balance sheet.
Revenue Recognition
This is the principle which measures revenues of a company based on the company's activity regardless of whether the company has been paid. In simple terms, it is how much money one can count on receiving in a certain period of time, and not how much money a company has at a given time. An example would be if I sold my services as a house cleaner for a future date, and will only get paid after the job is done. The money I am expecting becomes listed as revenue recognition.
Fixed Assets
This is also known as Property, Plant and Equipment (PPE). This relates to the assets of a company that has value but is not easily sellable or liquefiable. An example of this would be a printing press in a book publishing company, or a fleet of cars for a pizza delivery restaurant.
Intangible Assets
These are assets a company has that are not actual physical objects, and thus have no clear way of measuring or valuing them. The basic principle of intangible assets are time and effort that a company invests in order to make money. Examples of these are things like professional expertise, but also things like intellectual property.
Goodwill
This is closely related to intangible assets. In simple terms, goodwill are intangible assets that have been given some sort of monetary value because they have been sold. For example, if a pizza restaurant has a secret recipe for tomato sauce, in itself it is an intangible asset. But if they sell their recipe to another pizzeria, the value of that sale is listed as goodwill.

Tuesday, July 17, 2012

Focus On The Important


Once you figure out where you want to go, wise students begin to focus on the things that will get them there. Obviously, some things are more important than others. It is easy to get distracted and waste time and energy on the unimportant. It is also easy to lose sight of the path and begin to move in the wrong direction.
What are some of the important things that students should focus on? 
  
a. Obtaining Good Grades 
b. Job Search Preparation Activities 
c. Building a List of Accomplishments 
d. Obtaining Some Job-Related Work Experience 
e. Demonstrating Leadership, Communication and People Skills 
f. Building Relationships with Potential References

Each of these activities is critical to landing a good job when you graduate. All require a sustained effort throughout the entire college experience. No serious student can afford to wait until the senior year to get started with these activities. They require an ongoing effort, so the benefits can accumulate slowly over time.
Things which matter most must never be at the mercy 
of things which matter least.

-- Goethe
Last minute flurries of effort and activity cannot achieve the results that will impress the best employers. Experienced recruiters look for substance. They recognize that many students try to take the easy way out. Only the best candidates understand that employers are seeking students who are prepared to perform over the long haul, strive for quality and are not easily distracted from the goal.
Things that are important require a plan, especially those that demand a sustained effort over a long period of time. Wise students:
- Identify the results that are desired 
- Determine the steps needed to achieve those results 
- Break complex steps down into small pieces 
- Prepare a semester-by-semester plan 
- Work on the plan every week 
- Focus on getting things done

We all know people who work very hard, but accomplish little. Effort without results will not impress employers. Results matter to the people who are going to pay you for your work. Would you hire someone who is not able to produce high quality results in a reasonable period of time?
The best employment candidates find out what is important to the employers they are pursuing. Then, they do everything in their power to obtain the experiences and demonstrate the knowledge, skills and accomplishments that are wanted, needed and expected by those employers. By the way, this all takes time. That is why they get started in the freshman year.
"People who aim at nothing will hit their targets with remarkable consistency."
Since employers do not just give away good jobs, you must earn them and compete for them. If you wait until you graduate to learn that lesson, it will be too late. Take notice now. Focus on the things that are important to the employers that will consider you for their employment opportunities.

Wednesday, July 11, 2012

The Secret To Articulating Your Value


What do you need to land a great job? 
* An impressive qualification 
* An attractive resume 
* A remarkable appearance 
* For students pursuing education online, an online degree from an accredited online university.

Is that all? The answer is a big NO. These days, apart from the things listed above, you need to identify and define your value as a prospective employee in a powerful, striking way. In other words, you need to craft and articulate your personal value proposition. A value proposition is a statement that should be on your lips when you give an interview, should be present on the top of your bio and of course your LinkedIn/Facebook/Twitter profile.
A good value proposition should be able to differentiate you from others while defining how you are perfect for a specific set of potential target market (a.k.a the organization to which you are applying). It should define your mission and unique skill set. For example, if you are applying to an organization that values employee's proficient in the area of Software Development, you can differentiate yourself from other candidates by talking about your online degree from an Accredited online university and how facilities such as an online classroom further improved your knowledge related to software which is ultimately relevant to your field.
A value proposition should: 
* Identify what sets you apart and state your mission 
* Describe who you are and what you can offer 
* Portray your unique points and skills

So, how do you articulate your value proposition? 
To create a value proposition you need to identify your target market first. Next, you need to identify what distinguishes you from the competition and how your target market can benefit from you by taking your services. Once you have identified these points, you need to articulate them in a concise and powerful statement. 
While creating your value proposition, you should also consider the following points:

* What are my distinguishing factors? (Students enrolled at online universities have the advantage of an additional skill set, i.e. the extensive use of different software, that they can talk of as a distinguishing feature) 
* What qualifications and expertise do I possess? 
* What is my unique skill set? 
* Why would someone be interested in taking my services? 
* What solutions can I offer to their problems? 
* Why should they choose me? (Give reasons why you should be chosen) 
* Take the help of your friends, colleagues and bosses to answer these questions. They might provide you with some valuable information about you which you might not be aware of.

Finally, below are the most important factors to be considered while crafting a value proposition:
1. Keep it concise and simple. 
2. Avoid confusing terms. 
3. Share your point of view. 
4. Be specific and positive 
5. You should be able to have people ask 'Tell me more'. 
6. You should leave a favorable impression on your listener, such that they begin to consider you as a potential asset to the organization. 
All the best in crafting a powerful value proposition and defining your true worth!
About MUST University
If you are considering online universities, check out MUST University- the largest accredited online University. With presence in over 180 countries, 2500+ faculty members, 16 schools and colleges, and 71 fields of study, MUST University has become the first choice of students for an online degree. MUST University have a global presence in over 6 continents and students from different backgrounds join the University to achieve their goals.

If you are also thinking about advancing your career with an online degree from an accredited online University, look no further than MUST University.

Thursday, July 5, 2012

More Career Possibilities for Architect Students


When one thinks of an architect, one may have the idea of a creative genus pouring over blueprints on a fancy drafting table in a slick high-rise loft. This romantic stereotype is concerned with nothing less than the conceptualization and design of contemporary society's megalithic urban monuments. While this career and lifestyle is certainly very appealing, it undermines the vast majority of real career possibilities that a student of architecture can explore.
Modern society does not need to turn out droves of genius building designers as much as it requires professionally trained individuals to perform many different specialized tasks in the conception, design, building and maintenance of architectural projects. In fact, if there were no other jobs to be had in the architecture industry, than many graduates would find themselves without the possibility for real work. Fortunately, this is not the case.
Aside from the aforementioned artistic creative type that could be found in the architecture industry, the variety of careers awaiting students of architecture can demand other important qualities, such as mathematical minds, practical thinkers, organizational-orientated people, and detail-orientated types.
Careers in this industry are therefore not limited to design firms that we imagine occupy modern loft-style offices. One can find work in engineering firms, construction companies, and even in the public sector. Here is a list of other careers one can pursue after architectural technician college:
- CAD technician: CAD means 'computer aided design.' The CAD tech specializes in computer software for creating 2D and 3D graphic images of building and other engineering projects.
- Building inspector: This is often a certified position that checks that a building's structure and various systems are up to certain standards. Aside from architecture, they must also be familiar with basic plumbing, electrical, and mechanical systems.
- Estimators: This person works under the supervision of the project architect to estimate the cost of a building project. They must know about building materials, labor, and other factors and figure out ways to be the most cost efficient.
- Project Scheduler: Like the estimator, the scheduler is concerned with the proposed length of time for a project to be completed. They then break up the project into various stages (concept, design, material acquisition, construction, wiring, etc.) and create the schedule for the entire project. Sometimes, one person can be both the estimator and project scheduler.
- Plans Examiners: This position must review all the planning involved in a building project for various reasons, including ensuring the plans meet local codes and regulations, and determining based on that the cost of permit fees and other plan expenses.
- Construction Manager: This is an overall position that is involved in overseeing the entire project from beginning to completion. This person often acts as a coordinator between all of the above specialists.
Erecting a building is a team effort. The many responsibilities and skills required of an architectural technician go way beyond the idealistic creative aspirations of a single designer.

Friday, June 29, 2012

10 Reasons to Choose Transport Training (Canada's Consumers Depend on It)


There are a lot of reasons to choose transport training. Canada is a country that relies on its truckers for the flow of consumer goods, including the most basic, life sustaining items such as food. Here are ten reasons to choose transportation courses and become a trucker.
1. Trucking contributes billions of dollars a year to the Canadian economy
According to Statistics Canada, trucking contributed more than $14 billion to our economy in 2004. More than half of the Canadian products exported to the U.S. in the same year were shipped by truck, and than three-quarters of the products that were brought into Canada did so by truck.
Takeaway for prospective students of transportation courses: Trucking is a robust industry. There are few viable alternatives for transporting goods in Canada.
2. Canadians depend on truckers for their most basic consumer goods.
Most of the food on our supermarket shelves has travelled thousands of miles to get there. Our food transportation is dependent on graduates of transport training. Truck school students, our supermarket aisles need you!
3.Most of the consumer goods transported between Canada and its neighbour to the south are transported by truck.
The Canadian to America and vice versa export industry depends on the graduates of transportation courses.
4. According to Statistics Canada, transportation was the main employer in the transportation sector, outperforming public transit and ground passenger transportation (figures for 2004).
5. There is a need for young people to take up the profession. Also according to Statistics Canada, trucking is a profession that more people are leaving than taking up. In 2004, truckers over the age of 55 outnumbered their counterparts under 30.
Takeaway: This is a profession that is greying. Students in transport training school can form the much needed next generation in Canada's trucking industry.
6. Graduate from transportation courses into full-time work. Trucking in Canada is an industry dominated by full-time rather than part-time jobs. According to Stats Canada, 97% of wage-earing truckers worked full-time in 2004.
7. According to the most recent figures available from Stats Can, trucking companies seem, in general to be increasing in profitability.
8. Don't like travel? Local trucking constitutes a significant chunk of trucking revenues in Canada.
9. Graduates of transportation courses who choose to work in trucking are choosing a diversified industry: rail cars, high tech equipment, retail goods, oil and gas, etc.
10. Transportation courses don't just have to be for students who love to travel. Some trucking companies are focused on local deliveries.
We need graduates of transportation courses to drive goods across the land, to construction sites, stores, etc. Trucking is clearly an industry that is alive and well in Canada.

Saturday, June 23, 2012

5 Financial Pitfalls to Avoid As a Student


Student life may be your first taste of real financial freedom; but with financial freedom, comes financial responsibility - and you can't afford to forget it!There are some common financial mistakes made by university students, but to be forewarned is to be forearmed, so here are 5 of the main money mishaps and how to avoid them.
5 tips for students - what NOT to do when it comes to your money
Choosing your accommodation- yes, we all want to live in a nice house, with a garden and all the trappings of modern life, but are your student days the time to do it?! Good property comes at a price, and on your paltry income, you probably can't really afford that penthouse suite or contemporary styled flat. Don't sink all of your money into a property that costs more than you have to spend and then find that you're tied into a contract you can't afford, but can't escape. There are plenty of 'cheap as chips' student houses to let in university towns and cities - speak to a letting agent that specialises in student property to find the best deal, or speak to your uni's student housing department for advice.
Don't play guessing games- money is serious business, something that many people don't realise when they're spending somebody else's, but soon becomes apparent when it's their own! If you've received a bill and it doesn't seem right, or what was agreed, man/woman up and deal with it. Don't be afraid to query anyone if something seems wrong, even if it's your bank. If you're worried you might be missing the point yourself, ask your parents, a trusted friend or someond in Student Support for help first.
Spend, spend, spend- you may be convinced that you need those £120 trainers, or that £200 handbag, but the simple fact is that however much you want it you really can't afford to buy it (unless of course you have very wealthy parents supporting you through your education). It's always nice to have some luxuries, but make them little ones; a cheap dinner out to celebrate a great result, some posh toiletries so that you feel pampered or something similar should suffice. Budgeting and knowing exactly what you've got to spend is a massive part of your education at this stage of your life, and learning that you can't have everything you like just because you've got some money in the bank is an important lesson. Remember that your money has to last you a whole term or perhaps a year, so you've got to spend slowly and carefully to make sure it will stretch that far.
Treating credit cards and loans like free cash- just because somebody is giving you access to a pot of cash, it doesn't mean that it's free money to spend as you like - it all has to be paid back eventually and once it's gone, you'll only have to take out more debt to continue to pay for the necessities, such as your student accommodation, household bills, learning materials and food. Yes, it might be exciting when you check your bank account and see all of those numbers, but once it's gone, it's gone, and then you'll be under more pressure to pay it all back when your studies have finished.
Drive yourself mad- for many people when they're just starting university, they've recently passed the driving test and have sampled that real taste of freedom that they've been craving for years. However, a car is a very expensive luxury and certainly not a necessity at university. It will quickly drain any spare cash you may have, and if something goes wrong, you may not be able to afford to fix it - leaving you without a car, while still having to pay for your insurance and road tax. It's easy to find a house to let that will accept students very close to your university campus - after all, it's a competitive market and landlords will always look to buy property that suits its purpose. You may even have student accommodation within the university grounds - so why would you need a car?! There'll be plenty of pubs around, friends living locally and other forms of transport if you really need them - jump on a bus, grab the train or use your legs, which are completely free!
It's often said that your university years are the best years of your life - but you can make them even better if you don't have to constantly stress about money. If you're struggling to make ends meet, get a job, tighten your belt, or learn to budget better - just don't go and spend money you don't have to make yourself feel better!